$35 USD to change the way you look at your finances!

This is a wealth building tool that will change your finances, and give you sexy charts to boot.

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What The Budgeting Tool Includes

  • Household Budgeting to some sample Categories (pre-filled)
  • Daily or general Expense Tracking (as you wish!)
  • Income and Side Hustle Tracking
  • No need to fiddle with Excel formulas, the expense tracking automatically syncs up with your budget
  • No need to fiddle with Charts, they’re all cute and completely created in harmonious colours
  • Year End Summary
  • Net Worth Tracker for the year, and for Previous Years
  • Debt Repayment Charts & Tracking
  • Assets Management & Analysis
  • Debt Repayment Analysis
  • When can I retire Calculator including various scenarios
  • Net Worth Benchmark tracking
  • Growth of Assets Speculator
  • COMPLETE with visual Charts & Graphs

What does it look like?

Here are some teaser shots.

If you want to know everything about it click on the Key Features to show you errrything!


Intrigued? Here is the full gamut of all the features.

If you want to hear a more personal take…

What can this tool do for me?

Aside from reader Testimonials, I can also tell you what it did for me, its first user!

I didn’t know anything about my money until I graduated with $60,000 in debt with the last $2000 I had from my line of credit (for student loans), paid out to cover rent on a new apartment I was leasing.

It was a real wakeup call for me. I only had $2000 in cash and it was BORROWED, no less. I literally had nothing to my name but $60K of debt.

Sure, I knew enough to pay off my credit card in full rather than carrying a balance, or that I had to pay the bills like rent or utilities, but I had no idea how to save, or how much student debt I was really accumulating during my four years at college.

I was never taught by my parents, I never received an allowance and I drifted along being fairly ignorant about my money for the most part. I spent it, and didn’t save it.

It’s not that I was dumb. And you aren’t dumb either — it is this that no one talks about:

Financial Literacy is LEARNED.

No one picks up what to do with their money by osmosis. They read books, they learn how to manage their money, save and invest, all by LEARNING how to do it.

Just because you make a lot of money, it doesn’t mean you know how to manage it. I know lots of high-income earners who are terrible at managing their money, and their net worths are definitely nowhere where they should be, even with all of that money.

So this was my AH HA moment (and I hope you have a similar amazing story)….

Once I realized it would take me about 10-15 years to clear $60,000 in debt, and I started calculating how much interest I was paying daily on those loans, I got ANGRY at myself, and decided I would do what it took to get out of debt as soon as possible.

That was my goal for the next 18 months, and I cleared every penny of what I owed. My original plan was to clear it in 3 years, but I finished off that debt in half the time.

Now, my net worth is over $900K and I am Lean FIRE & Work-Optional

What is Lean FIRE & work optional?

Lean FIRE = Lean-living of someone who is Financially Independent, Retired Early (FIRE)

Work Optional = Work .. is.. OPTIONAL!

It means I don’t need to work any more.

My side income and my investments make enough money to let me live on a barebones budget of $20,000 a year and not have to ever pick up a contract again.

(Not that this is likely to happen because I love what I do.)

My dividends alone, bring in $15K a year, and with what I have invested, along with my other side incomes (last year in 2019 I made almost $35K), this is more than enough to live on if I wanted to retire today.

Instead, I am not retiring and taking out my dividend as money, but I am reinvesting every penny of it and continuing to invest. I am just working on my side incomes to beef them up!

Now: This was my debt before I started using the tool:

To break it down, my $60,000 debt looked like this:

Depressing, yes?

I felt sick looking at the amount racked up from 4 years of living on my own and schooling, even while holding down 2 full-time jobs while going to college full-time.

How did I ever end up with $60,000 in the hole?

I was definitely NOT frugal by any means, not having known anything about money management before I got my first real job, and my tuition at the time was $20,000 a year.


In detail, this is what my debt journey looked like:

Click on the image to biggify


I had already started paying down my debt and was making some headway slowly but surely, but just look at the sharp drop after I started paying attention.

What happened was after I started budgeting and tracking my money, I realized how much money I was wasting and I just worked as hard as I could at keeping myself under control.

Discipline is key and this tool will help you stay on track!

The final drop when I finally cleared my debt, was the last $15,000 I owed out of $60,000, because I quit my job, took the risk and freelanced.

That last bit, won’t work for everyone, but keep in mind that I had already cleared $45,000 on my own while earning $65,000 gross a year by using this exact tool.

I was already on my way to be debt free by the following summer, but I took an opportunity to quit my job, and started freelancing which made more money and helped me drop kick that last loan like a bad habit.

I wanted to feel free

I was tracking all my money, I was throwing as much as I could towards my debt, and I was living on as little as I could because I made hard choices and focused on my WHY.

It has been proven time and time again that if you make a budget, track your expenses and stick to your financial plan, you will become debt-free and wealthy.


Now, that I am free… I want to feel rich and I do

You do not need to make a high income to be able to save or to get out of debt, you just need a change in lifestyle and in your mindset.

People who make 6-figure incomes and spend every penny of it, are no better off than those who make a fraction of that, because they don’t save anything.

In fact, people with high incomes who don’t save, tend to feel like they deserve to spend more than what they earn, and may end up with bigger debts than someone with a lower income.

Know what makes a person rich?


You can have a big house, a great car, and a fabulous wardrobe, but if none of that was paid in cash and your net worth is not phenomenal for your income/lifestyle/age … you aren’t rich. You just look it.

This wealth building tool will help you reach that rich lifestyle and benchmark you against where you should be.

Lastly: 100% of net proceeds go to charity


All the net proceeds made off this budgeting tool goes to help others who are truly in need.

Others, who don’t have problems like worrying about how to save for their retirement because they’re concentrating on trying to keep their child alive in a Children’s Hospital but can’t afford the bills.

Or trying to remember the last time they ate, or had medical treatment.

These are people who have the real problems that go beyond debt.

In addition, for every budgeting tool you buy I will match the amount and double whatever is donated.


Well, I definitely don’t need the money either, and this is a great way to help others while helping yourself.

(Lest you think I’m 100% altruistic, this is not the case because it does somewhat benefit me as it helps to lower my taxable income, which is where I get that bit of compensation, if you will.)

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