GET OUT OF DEBT TODAY!
THE BUDGETING TOOL - $50 USD 
Includes Paypal Fee = $2.00
If you pay instantly with Paypal, you will be redirected to a page where you can download the documents. Otherwise, I will personally email the documents once your payment has cleared. Thanks!
Tag Archives: Work
The Meaning of Life is to Live in the Now
Do you ever wonder what the point of all this is? What the purpose of our lives are?
Personally, I believe we all have a purpose in life, and that’s to live.
Breathing in one breath and out, sleeping, eating, waking, and other bodily functions.
That’s living at its core if you think about it from a purely physical standpoint.
Ah but there’s more! The emotional.
Our purpose as human beings is really not to hoard money like some Scrooge, but end up all alone (perhaps divorced) and regretting all the moments you missed out in life because you were sitting on your great big pile of money.
I know, it sounds so strange with a PF blogger saying this, but it really isn’t the whole point or motivation of why I save money.
Our only purpose is to live in the Today, and in the Now.
I’ve already long accepted that I set my own little human-sized goals to reach $250,000 in net worth, and eventually a million before I retire, but ultimately, it is actually an insignificant accomplishment if I were to drop dead the day before I go to use that money.
But wait — it’s also not an excuse I can use to say:
Hey living in the Now means I get to go on a big shopping spree like the world is about to end tomorrow.
I still have to consider and plan carefully for the other very real possibility — that I will live beyond my retirement age, and perhaps well into my 90s.
IT’S NOT DEPRESSING IF YOU ALREADY DO WHAT YOU WANT
So is this depressing that you would have to save your whole life, but then imagine you die before you get to use that money?
It isn’t to me, because I’m already doing what I want to do today, and that includes saving enough for my (high) probability of living well into my 90s.
I couldn’t imagine a happier overall existence for myself, all things considered.
Sure, some days really suck and I wish things didn’t happen, but it’s just one day in the grand scheme of my life.
It’s like saying you’re angry for 3 seconds because you didn’t have any milk for your tea this morning, and it ruined your entire WEEK.
Now doesn’t that sound ridiculous?
Exactly.
PEOPLE SPEND THEIR WHOLE LIVES WAITING FOR THEIR LIVES TO BEGIN
The other day BF and I sat around talking about what happens after people win the lottery.
I won’t bore you with the details, but we came to the conclusion that many people probably spend their whole lives:
- saving
- spending
- going into debt
- dreaming of hitting it big in the lottery
…all so that they can finally start living their dream life.
Reality Check: You won’t get another life.
This is already YOUR DREAM LIFE that you have been dealt with, and the longer you put it off, the longer your Older Self will regret it.
The writing is on the wall. Photograph I took in the Beijing Museum of old Chinese characters.
Seeing as the odds of winning the lottery are extremely slim (it’s so slim, I can’t even see it), it’s sad to imagine that we’re all putting what we want to do on hold before we can start doing what we want.
All because of money? How ridiculous is that?
You can change your situation, because it’s YOUR life and you are in control.
Start budgeting, track your expenses, and get your ass into gear to do what it takes.
Or if you tell yourself: I’d love more free time so I can travel, and read books which is why I work so hard, so that I can have a secure financial future to do those things.
Are you kidding me right now? Go read a book NOW.
You’re probably wasting time reading this blog when you could be immersed in your dream activity, instead of waiting for the right or the best time to do it.
WHAT WOULD MORE MONEY CHANGE FOR ANYONE?
Then we turned it back onto ourselves as a self-reflection after we thought about people who win the lottery:
What would we do if we won the lottery?
BF said he’d have grand plans for that cash, and it would involve…… wait for it…. putting it into the bank and waiting for the best day to use it.
O_o
Not only is it extremely boring as a grand plan, but I realized that I would do exactly the same thing.
o_O
So then we asked:
What’s the best day then, to use the money?
For that, we had no answer.
Most people would quit, and find that to be the “dream of a lifetime”, but I can tell you that from my past 3 years, there’s no way I’d go back to just sitting around all day long, doing jack squat, and being bored out of my skull.
Quitting your job or having a job where you don’t need to work a lot, and doing NOTHING ALL DAY is not all it’s cracked up to be.
It really isn’t.
I for one, am extremely excited to go back to work, no matter how politically-incorrect that may sound.
I am excited to challenge my brain again, make money (yes, it gives me great satisfaction to make a lot of money), and to have something to fill the empty hours of the day of what I have as a life.
So then we talked about perhaps opening a business.
Or doing something that would occupy our time and our empty hours that we’d enjoy.
Open a restaurant. No, too much work, and it’s hot in there.
Okay, open a store.
A business. But selling what? What could we sell??
We sat that racking our brains for a good half hour of ideas before I said:
But if we wanted to do something other than what we’re doing now…
… shouldn’t we go and do it today so that we’re happy NOW?
And that ended the discussion because we realized that we are already doing what we want to do with our lives.
I ONLY HAVE ONE THING I WANT TO DO: VISIT JAPAN
I only have ONE thing on my list for the rest of my life, and it’s to visit Japan.
I know everyone tells me that the radiation is not a problem, and I even agree with reading the studies (rationally speaking). I KNOW I just have to stick to Tokyo and other areas far away from the radiation…
….but I’m a very young Worrying Wendy, I don’t want to screw my chances of living to a long ripe age just because I can’t wait 20 years or so to go see a country.
Nor do I want to screw my chances of not being able to have kids.
Or worse, passing anything toxic on to them.
In addition, I’ll be closer to death (theoretically speaking), and radiation won’t be that much of an issue for me by that time.
But it is something I get to look forward to when I get older. I almost can’t wait for 20 years to pass!
SO ASK YOURSELF:
ARE YOU LIVING THE LIFE YOU WANT TO LIVE, TODAY?
WHAT WOULD YOU CHANGE?
Who really hates their jobs?
In the (free) newspaper 24 Hours, they posted under Your Career on Monday November 19th 2012, the occupations who really hate their jobs with data taken from Payscale.com:
Biggify by clicking on it
Even if the money is good, if the nature of the job itself is hard to deal with and not in line with your personality, it is not a good job.
Money isn’t everything!
MINIMUM WAGE SUCKS
This is the #1 reason for people hating their jobs — the money. These are the jobs I am sure where they don’t make more than minimum wage (if that):
- Fast Food Worker = 38.40%
- Bartender = 6.70% (although we should note that they get tips)
- Fashion Designer = 4.90% (could be lower; not everyone is rich & famous)
- Retail sales associate = 3.70%
Working for minimum wage will suck the life out of anyone, although we have to keep in mind it is most likely students who are working these jobs, so it is not necessarily their career.
In Canada, minimum wage is on average $10.10/hour across all provinces and territories.
That works out to $20,207.69 per year as a gross income.
In the U.S., minimum wage on average is $7.39 an hour, with the federal minimum wage set to $7.25/hour as a bare minimum.
This works out to $14,788.40 per year as a gross income, or a full $5419.29 less per year than their Canadian counterparts.
(Did I also mention there is no universal healthcare in the U.S. either, and from my own personal experience, it can cost up to $1000 – $2000 USD/month for a single person?).
BEING REQUIRED TO BE MEAN, MAKES YOU FEEL BAD
No one wants to go into their job and have to take money away from people who can’t pay their bills.
Yes, they got themselves into that credit card, line of credit MESS, but you still can’t help but feel bad for them:
- Gaming dealer = 17% (they must see a lot of desperate folks trying to strike rich)
- Loan collector = 4.90% (if any job sucks the most, it has to be this one for me)
- Senior Attorney = 4.40% (you’re fighting all the time & you have to be tough)
- Credit/Collections Supervisor = 4.10% (again, you have to take money they can’t give)
- Claims adjuster = 3.10% (can you imagine telling someone they have less money?)
It is a requirement of those above jobs to be mean to people. It’s not a nice thing when you’re trying to make a pay cheque, and people are crying, screaming or generally ALWAYS mad at you.
SUPER HIGH-STRESS JOBS THAT NEVER LET UP AREN’T HAPPY ONES
- Telemarketer = 9.40% (constantly getting the phone slammed down on you is nasty)
- TV news director = 8.10% (you get blamed for everything but credit for nothing)
- Investment banking associate = 4.60% (exactly the reason why I didn’t join banking)
- Legal assistant = 3.40% (you must get yelled at all the time to be faster by attorneys)
- Advertising account executive = 3.30% (there’s a lot of pressure to make it rain)
Dealing with problems all the time does not make you a happy person. These are jobs that are 100+ hour workweeks and don’t let up.
You’re constantly thinking about your job, and if you aren’t a workaholic, it takes a toll on you and your personal life.
In addition, some of these industries are highly competitive (including Fashion Designer, above), which makes it hard to be recognized or to gain a foothold in the job market.
There are times where my job is somewhat high stress, but it isn’t 100% of the time, which gives my brain a much needed break.
ENVIRONMENTALLY-UNFRIENDLY JOBS ARE UNDESIRABLE ONES
The last one that doesn’t fit the above is Petroleum Engineer (3.10%). It stated in the article that 75% of people would not take a job if it harmed the environment, and this is probably the main reason why.
Maybe people get mad at them because they blame them for things like BP’s 2010 Oil Spill Fiasco, and they’re just trying to make a living.
Although if we’re being honest, there aren’t that many jobs out there that are 100% ecologically-friendly.
Almost every job I can think of (including mine), harms the environment through use of technology which releases toxic chemicals into the environment, selling food that has been the result of over grazing land to grow more cows to feed the world’s insatiable appetite for meat, and a whole host of other indirect and direct threats to the environment (we all take cars, use gas or fly at some point of our lives don’t we?)
SO WHAT ARE THE BEST JOBS OUT THERE?
Obviously, the opposite of the above:
- Low stress
- Reasonable-to-High paying
- Not directly tied to harming the environment
- Jobs where you aren’t dealing with problems
- … or people aren’t yelling at you 24/7
I think most of all, the job has to be something you enjoy doing.
If you enjoy your job, no matter how much pressure or stress it puts on you, it can make a big difference, but if you hate it, it’s game over.
For instance, I love my job, but I know at least 2 out of 10 consultants who hate theirs, and we do exactly the same thing.
Money makes no difference to them other than chaining them to their current profession because they just don’t like it.
DO YOU LOVE YOUR JOB? WHAT DO YOU DO?
Posted in Career
Also tagged Career, Hate, Jobs, Love, Passion, What careers make people upset, Which occupations are the worst, Who hates their jobs
17 Comments
Current Travel Essentials
As of today, because you know.. I could change my mind tomorrow
(Click on the image to enlarge)
Items pictured above:
- Bose Quiet Comfort 3 Headphones – $349
- Wrap Sweaters (not all cashmere) – DKNY $195, Ralph Lauren $249, Feel the piece $179
- Apple iPod – $229
- Frye Carson Ballet Flats – $118 – $328
- Therm-a-rest Neck Pillow – $25.49
- Apple iPad 2 – $399
- Apple iPad Apps – Zinio, Kobo Books and Apple Newsstand
- Belkin Flipblade Tablet Stand – $16.99
- Apple iPhone 4 – $559
- Fresh Sugar Lip Balm – $21.38
- Tucano Tasca Computer Bag – $39
A lot of things stay the same (Bose headphones for instance), but I like to see if I can improve each time I travel to make my flight more comfortable and enjoyable.
Peggy Olson: A girl who knows what she’s worth
Peggy Olson is a character on ‘Mad Men’, played by Elizabeth Moss.
I didn’t really like her in the beginning (too mousy), but a recent episode of ‘Mad Men’ made me have a newfound respect for her.
She has started to realize that she is worth more than what other people are telling her she’s worth and she’s taking control of the situation.
Season 5, Episode 4: Mystery Date
Roger: I need you to work up something for Mohawk [client].
Peggy: Well I’m sorry. For Mohawk, your quote man is Ginsberg.
Roger: Let’s say you were to do this for me, and on Monday, you explain to Ginsberg and Campbell that I asked you to. Only I asked you sometime last week.
*hands her $10*
Peggy: Do you have a brief?
*Roger shakes head*
Peggy: Did Ginsberg have a brief?
Roger: I never told Ginsberg. Okay!? You have to remember that!
[cue creative ad talk]
Roger: I don’t want to do any of this. I’ll see you Monday.
Peggy: Hold on a second.
*slaps pencil down*
Peggy: You want me to work up an entire corporate image campaign for $10?
Roger: I can make you do it for nothing, I’m the boss.
Peggy: You’re right. The work is $10. The lie is extra.
Roger: Incredible. What do you make a week, sweetheart?
Peggy: Hmm you don’t know huh? That’s helpful.
Roger: You know I could fire you.
Peggy: Great. There are some portfolios in Joan’s office. Maybe you could find somebody tonight.
*Roger sighs*
Roger: Why are you doing this to me?
Peggy: Because you’re being very demanding for somebody who has no other choice.
*Peggy sits back and folds her arms*
Peggy: Dazzle me.
*Peggy smiles*
Roger: Fine. How much you want?
Peggy: How much you got?
*Roger counts bills from his pocket*
Roger: $400.
Peggy: Give me all of it.
Roger: Jesus!
*slaps the bills on the desk*
Roger: It better be good. *points at her*
Peggy: Do you want me to take your watch?
MY THOUGHTS:
Even if she feels bad for ‘acting like a man’ (her words), and that she wants to act like a woman (as per 1950s rules), I see it as being two things today:
1. You act like a woman because you are a woman. You act like a man because you are a man.
That never changes.
Women are different, and have different personalities, the same as men.
Some are more assertive, others are more submissive — it’s who you want to be, and I wouldn’t want everyone in the world to act exactly the same. Not everyone can be the boss and not everyone wants to be the boss.
2. Being professional doesn’t equate to having to act like a man.
It’s acting like a professional person. Period.
Whether you are a man or woman, if you act like a professional, then it has no gender.
It’s just that people mix the two up and think that being assertive and confident = man, and being submissive and the peacemaker = woman.
3. You have to know what you’re worth rather than assuming people will treat you fairly all the time without prompting.
Roger wanted to pay her $10, not $410.
He knows she’s worth it, which is why he asked her to do it in the first place, but he thought as the boss, Peggy is an employee who is essentially a slave at the company who does his bidding because she’s paid for that.
Not true. She’s paid for the work, not for the lie (which was his fault, not hers), and she said it perfectly:
You’re right. The work is $10. The lie is extra.
[...]
Because you’re being very demanding for somebody who has no other choice.
Ultimately, everyone is out for themselves, so if you give courtesy to those who don’t extend the same courtesy back to you, then you’re the sucker in the end.
What do you think?
Posted in Career
Also tagged Ambition, Career, Feminist, Mad Men, Peggy Olson, Respect, Women's Rights
4 Comments














