GET OUT OF DEBT TODAY!
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Tag Archives: February 2012
I will geekily admit that this is my favourite post each month. My OCD-self, loves seeing these graphs and numbers, and my PF side especially enjoys the increases in my net worth.
- OCD = Obsessive Compulsive Disorder
- PF = Personal Finance
My minimalist side has reared its head and I’ve been scanning documents like a mofo.
Look at how many papers I scanned and need to shred!!
Great month overall.
Spent less than last month, I got a job in the U.S. which I should be starting fairly soon, and I’m investing more of my emergency fund money into index funds (~$35,000), leaving about $20,000 behind to cover taxes and savings.
INCOME = $24,729.66
- I sold quite a bit of stuff this month, which I’m very pleased by. Yay for decluttering!
- Starting next month or so, YAY! New job! (Yes I got hired )
- Update: Did not sell the whole $24,000 worth of stuff; the rest is income
- Sold about $500 worth of stuff this month!
EXPENSES FOR FEBRUARY 2012 = $1572.93
- Didn’t quite meet my goal of $1000 a month, because I shopped
- But hey!! Still lower than my $2659.50 expenses of January 2012
- Am still pleased I ended up in the black, so not all is lost
You will notice I absolutely do NOT talk about whether I was over or under budget, mostly because I’ve tried to say to myself:
Self, spend $1000 a month and no more.
Actually, LESS than that you little fiend, especially since you don’t pay rent this month!
..and every month, something happens.
Frankly, I have the money and I am not anywhere near being the edge of financial ruin.
So I’ve decided to stop being guilty about going over arbitrary budget numbers and just spend within reason, keeping in mind that my net worth is what’s really the most important factor for me.
HIT MY GOAL OF $200,000 NET WORTH FOR THE YEAR!
NET WORTH FOR FEBRUARY 2012 = $205,874.26
Net worth increased by 13.60% or by $24,878.98
MOST RECENT NET WORTH (1 YEAR)
Taking it easy this month. (Riiiiiight, like I had been actually working hard the past few months )
No income coming in as far as I’m aware of, and I’m just getting my affairs in order to leave, such as making sure I am kosher on the U.S.-Canada tax treaty laws, and my banks are all well-informed that I will be in the U.S.
I still have taxes to pay, I’m expecting to pay about $12,000 mostly because I’ve contributed significant amounts to charity, and will get a nice tax break.
Otherwise, I think I’ll be doing a lot more reading this month, as I work through my library of e-books on my iPad.
WHAT I READ THIS MONTH:
- Sun Tzu’s The Art of War: Ancient strategic philosophy — v. helpful at work
- Stieg Larsson: The girl with the dragon tattoo (Book 1)
- Stieg Larsson: The girl who played with fire (Book 2)
- Stieg Larsson: The girl who kicked the hornet’s nest (Book 3)
- Paco Underhill: What Women Want — The market turns female-friendly
I loved Larsson’s Millennium Trilogy series that is now being turned into movies (which I don’t plan on watching as I’ve already read the book).
Not only have I been to Stockholm (one of my favourite places in Europe), and I knew all of the places he was writing about in the book, I absolutely love books where justice is served and a woman kicks ass
How did your February go?
I’m starting to understand that this post might become monthly — a ‘haul’ post, so to speak of what I purchased this month.
I’ll only put the interesting stuff, because no one cares about groceries
REPLACEMENT CASHMERE WRAP – $300
My lovely ivory wrap I just bought in January was stolen this month
Yes. I paid an eye-popping $300 for a cashmere travel wrap because I travel SO MUCH and need something like that, and it got stolen in the hotel.
Don’t even ask me how.
Anyway, I ended up being morose and depressed for weeks until I found the right replacement for my perfect travel wrap.
I ended up buying a second-hand Herve Leger (yes THAT Herve Leger) cashmere wrap at a consignment store called REmix Clothing @ 639 Queen Street West (Yelp Review of REmix Clothing), and it was almost exactly the same price as my stolen one and it looks like this:
This time, I am gripping on to it for dear life and not letting it out of my sight.