GET OUT OF DEBT TODAY!
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Tag Archives: April 2012
I need to make reading a regular part of my week.
INCOME = $10,833.34
- Gross income, not net
- Net is $7600 after estimating for taxes, social security and medicare which I’ve included as expenses
EXPENSES = $8231.60
- My work expenses are $0 because I get reimbursed
- I started recording my gross income and then calculating the taxes to obtain the net, seeing as it’s a new thing for me here in the U.S. that taxes are taken out beforehand
TOP 5 SPENDING CATEGORIES
* For Wardrobe: I bought the m0851 Perfecto leather jacket!…and crossed it off my Wardrobe Wants list
NET WORTH FOR APRIL 2012 = $198,560.63 +$11,074.81 or 5.91%
EXPENSES SHOULD BE LOWERED MORE NEXT MONTH
Next month I should be able to lower my expenses by about another $1000 or so. This means no more Gifts, Wardrobe or Non-Refundable Flights I made mistakes with.
I’m going to continue with what I’ve been doing and see where else I can cut.
Starting in May, I will also be saving $4000 each month into my 401K ($2000 pre-tax per paycheck).
I should have maxed out my 401K by the end of August, and I’ll have another $4000 a month to put away outside of my 401K into investing.
TOO TIRED TO GO SHOPPING = GOOD FOR MY WALLET
Lately, I’ve been working so much, I haven’t been particularly keen on going shopping or spending, which is always a good thing but it means I’m exhausted almost every night.
I’ve started taking naps on the weekend because my body has been trying to force me to sleep more!
I am hoping this situation will change near the end of May and I can start loosening up — I’ve been running at more than full speed doing 2 jobs since I started this project and I need to take a breather.
After the last two months of spending sprees, this one has been mostly about replacing items that have been on my list for a long time or other practical pieces.
2 pairs of Carson Frye ballet flats = $300
Wait. I know what you’re thinking — If this girl wanted to replace her ONE pair of Rudsak leather flats she wore to death, why in the hell is she buying TWO pairs!?
I want two pairs so I can alternate.
It’s not good to wear the same pair of shoes day in and day out, they will start to grow bacteria and smell so awful from the walking and sweat that you can’t do anything but toss them in the garbage.
(Yes, this is exactly what I had to do with my Rudsak flats)
Sure, I wash my feet every day after wearing them, but letting the shoes have a day of rest in between is what I really need to do.
SKAGEN 858XLSLD Steel Super Slim Brown Watch = $60
Finally found a men’s watch that is simple, minimalist, VERY light.
I am going to get rid of my Fossil watches — the bands have broken on both (the clasp keeps snapping off), and it’s about time I got something less heavy and more minimalist.
I couldn’t believe how slim the face is (it’s like the thickness of a QUARTER!), and although the face itself is a tad large for my wrist, it’s exactly the men’s watch I wanted.
*checks it off her list*
….and for only $60 on Amazon, versus the $110+ that Bloomingdales wanted to charge me.
It also comes in a black crocodile strap but I preferred something plain and simple, and I am not really a huge fan of black.
POLARIZED RAY BAN SUNGLASSES = $129
I also read Boba for Money’s post on “Things that are worth the money“:
I work in the health care industry, and I’ve seen firsthand what the difference polarized sunglasses (vs. regular uva/b protecting sunglasses) can do in the longterm.
…and immediately went out to hunt down a pair of polarized sunglasses.
The only pair that looked similar to the ones I have (non-polarized), and fit well on my face with my lack of a nose bridge, were these RayBans.
Saks wanted to charge me $178 before tax, so I found them on Amazon for $129. I can’t seem to find the exact link and seller, but the items shipped from a third-party seller, but via Amazon’s Fulfillment Warehouse, not directly from the sellers themselves.
3M GOLD PRIVACY FILTER = $42
I HATE IT when people walk by and stare/can see my screen.
I’m not doing anything illegal, but sometimes things are private, like emails you write (even if it isn’t info-sensitive), or maybe I’m booking flights or a hotel and I feel weird if they are reading where I plan on staying the next week.
Whatever the case is, being in an open office plan with my fellow colleagues, makes me want to hide my screen from curious eyes.
It’s like a blackout screen for your computer, so only you can see what you’re reading, or anyone else directly behind you.
Anyone passing by on the side, won’t see a thing. It’s also very handy to use in cafes like Starbucks or in college